TILICHO LABS
We help enterprises run on AI.
Strategy, agents in production, AI economics and the engineering underneath, delivered by one team across India, Southeast Asia, the United States and Europe.
Built for the industries we know from the inside.
Financial services
Payment, lending and capital-markets platforms in production, and AI agents for collections, onboarding and customer service.
See the work →- LazyPay₹100+ crore of bill payments processed every month
- GRIT FinancialDigital lending infrastructure
- CheqUPICross-border payments
- factorlabInvestor reporting
Four disciplines, one team, from strategy to production.
AI transformation
We find where AI changes the economics of the business, redesign those processes and take them to production with the team that runs them.
Learn more →02Agents in production
Voice, chat and workflow agents connected to your systems, live on customer calls and inside daily work.
Learn more →03AI economics and governance
Pathfinder measures what every AI workload costs and tests cheaper models on real traffic. The AI Orchestrator applies the policy on every task.
Learn more →04Product and platform engineering
The web, mobile, data and cloud platforms enterprises depend on, built and run by the same team.
Learn more →Featured stories.
Our recent AI work, and the systems we have built and run in production.
Freyr EnergySolar Business OS12,000+ projects managed • 100,000+ operational documents processed monthly→
IMS LearningAssessment Infrastructure75,000+ CAT aspirants annually • 100,000+ essays evaluated→
LazyPayFinancial Infrastructure Platform₹100+ crores of bill payments processed monthly→
LokalRegional Media PlatformContent operations supporting 25+ languages→Systems engineered across energy, learning, finance, healthcare, physical intelligence and media.
We test models and measure AI spend before we recommend anything.
Same work, different models, measured on cost, quality and time. We publish what we find, and the same evidence decides what runs for our clients.
How we think.
A few of the ideas behind the work.
YC's New RFS Isn't Asking for Smarter AI. It's Asking for Plumbing.
YC published its Fall 2026 Requests for Startups — twelve asks, including, for the first time, one from the sitting US S…
The price war is a tactic. Orchestration is the strategy
On July 30, OpenAI cut prices on its smaller and mid-tier models. GPT-5.6 Luna, its low-tier model, dropped 80%, from $1…
Every Unused Tool Is a Line Item: The Real Cost of Tool-List Bloat
Tool definitions get resent on every turn because the model can't remember them. That makes bloat a recurring tax — and…
Tell us where AI should change your business.
Talk to us→CAREERS